⚖ Compare
SIP vs Lumpsum
Should you invest a big amount today or spread it monthly? See the maths side-by-side.
₹
₹
% p.a.
yrs
SIP maturity
₹50,45,760
Invested ₹18,00,000
Lumpsum maturity
₹65,68,279
Invested ₹12,00,000
🏆 Lumpsum wins by ₹15,22,519 over 15 years at 12% p.a.
Note: Lumpsum usually wins on absolute returns (full amount compounding from day 1), but SIP wins on discipline and rupee-cost averaging.